Annuity Table
Understand How Your Retirement Corpus Translates to Regular Income
Hindi: Annuity Table दिखाती है कि आपके invested corpus के हिसाब से retirement के बाद कितनी regular income मिलेगी। यह planning के लिए बहुत useful है।
📌 What is an Annuity Table?
✔ Shows expected pension / periodic income based on corpus and age
✔ Helps in retirement planning and financial decision making
✔ Can be used for different annuity types: Life, Joint Life, Fixed, Deferred
📊 Sample Annuity Table
| Age at Retirement | Corpus Invested (₹) | Life Annuity (₹/month) | Joint Life Annuity (₹/month) | Deferred Annuity (₹/month) |
|---|---|---|---|---|
| 60 | 10,00,000 | 30,000 | 27,000 | 35,000 (starts at 65) |
| 60 | 15,00,000 | 45,000 | 40,500 | 52,500 (starts at 65) |
| 55 | 20,00,000 | 50,000 | 45,000 | 60,000 (starts at 60) |
| 50 | 25,00,000 | 60,000 | 54,000 | 72,000 (starts at 55) |
Note: Figures are illustrative. Actual payouts depend on annuity rates offered by insurance company.
🎯 Benefits of Using Annuity Table
✔ Helps visualize retirement income for different corpus sizes
✔ Allows comparison between Life, Joint Life, and Deferred annuities
✔ Aids in corpus planning to meet financial goals
✔ Makes retirement decisions more informed