Privacy Policy
This Privacy Policy is an electronic record in accordance with applicable Indian laws including the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023. By accessing or using https://www.canivesh.in, you agree to the terms described herein.
1. About CA Nivesh
Business Name: CA Nivesh
Office Address: Mandi Road, Pachore, Madhya Pradesh – 465683
Contact Number: +91 9109494890
Email: caniveshoffice@gmail.com | caniveshofficial@gmail.com
2. Information We Collect
- Name
- Mobile Number
- Email Address
- Date of Birth
- City
- Investment Amount
- Insurance Details
- Device & Browser Information
- IP Address & Website Activity
3. Purpose of Data Collection
- Providing financial education and services
- Insurance and loan lead facilitation
- Demat account assistance
- Webinar registrations
- Processing payments
- Customer communication
- Improving website functionality
- Compliance with legal requirements
4. Communication Consent
By submitting your details, you authorize CA Nivesh to contact you via call, SMS, WhatsApp, or email for service-related and promotional communication, even if registered under NDNC/DND.
5. Data Sharing
Your information may be shared with insurance companies, registered brokers, loan DSAs, financial partners, and payment processors strictly for service facilitation purposes. We do not sell personal data to third-party marketing agencies.
6. Payments & Refunds
Payments may be accepted through QR or bank transfer. Refunds, if applicable, are processed as per our internal refund policy depending on the specific service.
7. Risk Disclosure
Financial markets are subject to market risks. We do not guarantee profits or assured returns. Investment decisions are taken at your own discretion and risk.
8. Role Clarification
CA Nivesh acts as a referral partner and facilitator in financial services. We are not a SEBI registered investment advisor. Regulated services are provided by respective licensed entities.
9. Data Security
We implement reasonable security measures to safeguard your information. However, no digital transmission over the internet is 100% secure. Users acknowledge inherent online risks.
10. Data Retention
Information is retained as required for service fulfillment, compliance, and dispute resolution. Users may request deletion by contacting us.
11. Age Restriction
Our services are intended for individuals aged 18 years and above only.
12. Limitation of Liability
CA Nivesh shall not be liable for financial losses due to market fluctuations, third-party service delays, or technical disruptions.
13. Changes to Policy
We reserve the right to update this Privacy Policy at any time. Continued use of the website constitutes acceptance of changes.
14. Contact Information
Phone: +91 9109494890
Address: Mandi Road, Pachore, Madhya Pradesh – 465683