HDFC Life Sanchay Legacy
Guaranteed Income Life Insurance Plan
Plan Overview
Sanchay Legacy एक long-term savings और life insurance plan है जो policy holder को guaranteed returns और life cover दोनों प्रदान करता है। यह plan future financial planning, retirement income और family protection के लिए उपयोगी है।
| Feature | Details |
|---|---|
| Plan Type | Guaranteed Income Plan |
| Entry Age | 30 Days – 60 Years |
| Maximum Maturity Age | 85 Years |
| Policy Term | 10 – 40 Years |
| Premium Payment Term | 5 – 12 Years |
| Minimum Premium | ₹30,000 Yearly |
Plan Options
- Guaranteed Income – Fixed income for a chosen period
- Guaranteed Income Plus – Higher income benefit
- Long Term Income – Long duration income payout
- Life Long Income – Lifetime income option
Key Features
- Guaranteed income for long term financial security
- Life insurance protection during policy term
- Flexible premium payment options
- Multiple payout options available
- Loan facility available
- Tax benefits under Income Tax Act
Premium Payment Options
- Single Pay
- Limited Pay (5 – 12 years)
Income Benefit
Policy term के बाद policy holder को guaranteed income मिलती है जो chosen option के अनुसार monthly या yearly हो सकती है।
Death Benefit
अगर policy term के दौरान insured की death हो जाती है तो nominee को Sum Assured या accumulated benefits मिलते हैं।
Loan Facility
Policy में surrender value बनने के बाद policy holder loan ले सकता है।
Example Illustration
| Age | Annual Premium | Premium Term | Income Benefit |
|---|---|---|---|
| 35 Years | ₹1,00,000 | 10 Years | Guaranteed income after policy term |
Why Choose This Plan
- Guaranteed long term income
- Life insurance protection
- Future financial planning
- Retirement income support
Who Should Buy This Plan
- People looking for guaranteed returns
- Long term savers
- Retirement planning investors
- Family financial planners
Disclaimer: Insurance is the subject matter of solicitation. Please read all policy documents carefully before purchasing.